Motor Insurance protects you against the financial risk associated with personal injuries and property damage caused by car accidents, theft, fire or vandalism.

Government requires you to purchase at least a minimum amount of liability coverage.

If you have a car loan outstanding, you will generally be required by the lender to purchase at least a minimum amount of car insurance

Car insurance coverages may be optional or obligated...

Compulsory (TPL coverage)

Obligated by the government which known by the public in the name of compulsory,

Bodily injury liability

Protects your assets if you are held liable for car accident in which other people (Third Party) are injured or killed.

Property damage Liability

Covers repairing or replacing cars or other property of other people.

To adequately protect yourself, you may want to purchase much more than the minimum amount of coverage required in your country.

Comprehensive /Own Damage coverage

It is optional unless you can afford to pay for damages by yourself, insures your car against damages caused by accident or something other than car accident (e.g , theft , fire , total loss) , in additional to medical expenses and personal injury protection .