Insurance Types
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PERSONAL ACCIDENT
Provides cover for an individual or his legal representative in case the insured suffers bodily injury or death due to an accident resulting from violent, external and visible means.
WORKMEN’S COMPENSATION
Covers the legal liability of the employer against death or injuries to his employees which they sustain in the course of their employment.
THIRD PARTY LIABILITY
Covers the legal liability of insured towards third parties in respect of bodily injury and/or property damage arising out of his activities within the specified premises.
FIDELITY GUARANTEE
Provides indemnity against loss of insured’s money or goods caused by the infidelity of employees.
MONEY INSURANCE
Provides indemnity against loss of money i.e., cash, notes, cheques, etc… during transit from and to the place of work and whilst in the specified safe.
PROFESSIONAL INDEMNITY
Covers the insured against the legal liability arising out from any negligence, error or omission committed during the period in the conduct and execution of their professional activities.
MEDICAL MALPRACTIC
Provides
indemnity for damages awarded against the assured in respect of professional
services rendered, or which should have been rendered by the assured to any
person whilst receiving treatment in the hospital or which should have been
rendered by hospital, doctor or any qualified assistant or nurse, resulting from
any claim based upon error, negligence or mistake committed during the period
of insurance.